Buying a Home
Risa Saltman RE/MAX Town & Country
Toll Free: 800-699-4901
ACCREDITED BUYER REPRESENTATIVE (ABR)
What is ABR®?
The Accredited Buyer Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate BUYERS AGENT Council (REBAC) of the NATIONAL ASSOCIATION OF REALTORS® who met the specified educational and practical experience criteria.What is the ABR designation? The Accredited Buyer Representation is a professional designation earned
through The Real Estate Buyer's Agent Council (REBAC).
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What is REBAC? REBAC was founded in 1988 and has become the nation's largest association
of real estate professionals focusing specifically on the aspects and implications of
buyer representation. This accredited real estate organization has grown to include more
than 4,000 members throughout the United States. Less than 2% of all agents
nationwide possess this designation.
Where can I find an ABR? Call Accredited Buyer Representative. Why not hire
the agent that can serve you the best? She can be reached at: 407-695-2066
Buying a home in the Central Florida, Orlando area? Oviedo, Winter Springs, Casselberry, Winter Park, Altamonte Springs, Maitland, Longwood, Heathrow, Chuluota, Chula Vista, Goldenrod, Orlando? Want the best home? Call me! I can help. I offer full service real estate sales. Whether you are buying your first home, retiring or relocating from the Orlando area, I can handle all the details. "My experience will move you!"
Planning to purchase a home in the near future? Then you‘ve probably been browsing the real estate ads, classifieds, and surfing the INTERNET every day. As you read the real estate ads, each seems more confusing than the previous one! Your head spins as you read, "Orlando: 3BR, 2.55BA, SCR PL, FP, FR $179,750." Your palms sweat! It is all so confusing. The ads and the INTERNET gives you enough information to drive yourself crazy! What does it all mean? What does it look like? Where is it? How much will it really cost? You finally find that one home that sounds just right you call! After several attempts, and voice messages, you finally get through. Then you find the home is already "UNDER CONTRACT!" Isn't it so frustrating? You wonder if you will ever find the home that is just right for you. So, where do you start?
Don’t worry, you’re not alone. It is difficult to translate the abbreviated words and the hype sales jargon in a newspaper or .jpeg image into the home of your dreams! It is all just marketing. Also, printed ads and web listings tend to be stale. Ad deadlines have to be met sometimes a month before, especially if they are in a magazine. Yet most buyers often begin their home search by looking through ads or surfing the web. They don’t even realize what a waste of time! It's a very time consuming and tedious process, and now they find it is many times non productive search. The listings are probably already sold! Thse good ones always sell quick, so perhaps you are looking at the leftovers! The truth of the matter is that even a seasoned real estate agent couldn’t find the homes they hope to sell through the ads or on the web. The reason is, there is not enough information! All the important information is missing, because you have to call the agent to get the rest of the information. So why not try another approach?
There is no need to wander aimlessly through an endless desert of unsuitable houses. Most of the classifieds seem to be handyman's specials, and fixer-uppers. However, these properties are in such disrepair, even a handyman would find it overwhelming. Yet the owner of the classified expects you to buy it!
You have the power to break out of this rut! By making a single phone call to Risa, you can open the door to a wide selection of homes that match your exact requirements.
Before making that call, ask yourself:
1) "Am I really committed to buying a home?"
2)"When will I be ready to make this purchase?"
Once you have answered those two questions make that phone call to Risa Saltman at: 407-695-2066 or E-mail me! Whether this is your first purchase or thirtieth, explain your purchase plans, and then be prepared to answer questions about your preferred locations, styles, price, and financing. Once you are qualified, and you feel comfortable with your monthly payments, we can set up an appointment! Risa will develop a buyer’s home profile that best matches available homes to the one you describe, and will arrange for you to view the most suitable homes at your earliest convenience.
If you are not pre-approved or pre-qualified for your financing, ask us to arrange a "pre-qualification" interview with one of several mortgage loan officers. The lender will explain available mortgage options, ask for credit and employment information, then advise you of the maximum loan amount for which you qualify. Once you are pre-qualified, you can shop with confidence for the perfect home.
So why is getting pre-qualified is a good idea when house hunting. because it is a way of determining your budget when purchasing a home and allows you to determine the amount of your down payment as well as your monthly payments. It is important to let your agent know what you've qualify to purchase. A pre-qualification letter is usually received after filling out a basic application. Pre-qualification can also strengthen your position when making an offer on the home of your dreams. It gives you negotiation leverage.
Once you’ve committed to work exclusively with Risa Saltman as your Buyer Agent, she’ll do all the searches to match your preferences. She’ll preview a wide selection of homes, eliminating already sold or under contract homes, homes not up to your standards, or ones that are otherwise unsuitable. She can then make appointments for your first visit to the best homes, and your search will begin in earnest!
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Having credit problems? For help visit Visual Credit Counseling
Visual Credit Counseling Visual Credit Counseling is a non-profit organization dedicated to offering debt management assistance to consumers who are having difficulties with their personal finances.
As per a new law beginning from July 1, 2001, lenders in California are required to disclose credit scores to California residents, in conjunction with residential real estate loans. At Mortgagefit.com you will get additional information about the recent trends prevalent in California.
Risa Saltman
RE/MAX Town & Country
Realty, Inc
1315 Tuskawilla Rd, Suite 101
Orlando, Fl 32708
Toll Free:
800-699-4901
e-mail: risa@risa.net